Financial animals – we are all a bit of an animal when it comes to money

Are you a compulsive LION, an amassing FERRET or an altruistic CHIMPANZEE? Discover your financial spirit animal with Zopa Working with Professor Erica Fudge of the University of Strathclyde, Zopa has discovered links between financial decision-making and the behaviours found in the animal kingdomZopa commissioned research to ask Brits about their relationship with money. According to the study, the UK is a nation of saver squirrels (30%) and agitated antelopes (30%) – two of the most savvy financial behaviours  Discover...

Has the National Lottery become irrelevant? Or are its numbers coming up?

Since launching in 1994, the National Lottery draw has cemented itself as a staple of British culture. There was even a time when the televised weekly draw pulled in millions of viewers every Saturday night. But despite donating a large portion of their proceeds to good causes, fewer people are playing, and even fewer are watching. Here, we’ll look at why this declining interest in the lottery is happening, and whether interest can be salvaged for future generations. The National...

Freeports and Costly Passports: the post-Brexit tax haven debacle

If there was any doubt whom the primary beneficiaries of Brexit will be, Nick Timothy’s latest screed in the Telegraph made it clear. The former May chief of staff proposed a “radical Brexit speech Theresa May could still make”, which involves turning entire swathes of British territory into “combined free ports and enterprise zones”. This idea is by no means a new one – the Centre for Policy Studies and Tory MP Rishi Sunak have long argued that creating Freeports, or areas that despite...

Four ways to make your products more sustainable

At home, we are constantly looking for ways to be more environmentally friendly and sustainable. But for some reason, many of us don’t bring this passion for greener living to our business lives. This is a shame as there are so many opportunities for companies to make their products more sustainable. There are many benefits in putting a focus on environmentally friendly policies for your company. For example, a recent study by major brand Unilever found more than one-third of consumers...

Brexodus – how will your business respond?

According to the Office for National Statistics (ONS), the phenomenon described as ‘brexodus’ – the exodus of people from the UK as a result of Brexit – is accelerating. In the year between September 2016 and 2017, around 130,000 EU citizens left the UK for good, the highest number since the financial crisis of 2008. Should this worry UK businesses and if so, what can they do? How big is the problem? Workers from the European Union make a sizeable...

Why northern support services are a smart option for London businesses

Until recently, there’s been an imbalance in the economy in terms of most businesses choosing to locate their corporate centres in London and the South East of England. However, there are a growing number of businesses who have taken advantage of the improved transport links between the capital and the big cities of the north and relocated significant parts of their operations there — the BBC and HSBC are good examples. There’s also an emerging hybrid model which enables smaller...

Setting up a cool creative business? 3 slick startup tips

Launching a creative business and sustaining its success can be trickier than solving a Rubik’s Cube one-handed. From trying to secure funding from besuited bank managers who don’t believe in your artistic vision to finding the right partners to collaborate with and deciding whether to work remotely, it’s a bit of a brain scrambler. But whether you’re launching a new graphic novel or reimagining Ragga Jungle for Generation Z, don’t despair — here are three slick startup tips for cool...

Online v/s offline Term Insurance – Which one is a better option?

When it comes to investing in insurance plans, term plans are known to be one of the most prevalent forms of insurance there are. This is because the insured is required to pay a low premium but in turn gets a high cover. The main aim of investing in a life insurance policy is that you are able to life a peaceful and tension free life without worrying about the financial condition of your beneficiaries and loved ones after your...

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